The term deposit (DAT) is a secure, interest-bearing savings solution, the conditions of which are fixed at the time of subscription.
It is an investment offered to individuals and involves depositing a sum of money with the bank for a minimum period of three (03) months.
- The funds are frozen for the agreed period.
- The interest rate is fixed in advance
- At maturity, the capital is returned with guaranteed interest
The term deposit is an ideal option for valuing surplus cash without risk, while benefiting from a known and stable return.